Have you started budgeting already for the holidays?

A new survey we came across here South of the Fraser reveals that 40% of people have no money saved for early Christmas shopping… yet.

– 28% of people normally go into debt due to holiday shopping every year.

– The average person will spend three months paying off their holiday debt,

– and plans to spend an average of $972 on Christmas this year.

Something like 2 paychecks left till December 25th right?

Might be a good idea to get started!